Consumer Law
| Consumer Product Safety Act - Reporting Hazardous Products |
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| Under section 15(b) of the Consumer Product Safety Act (CPSA), manufacturers, importers, distributors, and retailers of consumer products must notify the U.S. Consumer Product Safety Commission (CPSC) if they obtain information that reasonably supports the conclusion that a consumer product fails to comply with a consumer product safety standard or banning regulation established by the CPSC.
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| Federal Telemarketing Sales Rule - Miscellaneous Telemarketing Practices |
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| The Federal Telemarketing Sales Rule prohibits sellers and telemarketers from disclosing or receiving "unencrypted" account numbers in exchange for compensation. "Unencrypted" means complete, visible account numbers or encrypted information with a key to decrypt the information.
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| The Franchise Rule - Requirements |
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| The Federal Trade Commission's Franchise Rule imposes certain requirements upon the advertising, offering, licensing, contracting, sale, or other promotion of a franchise. More... |
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| The Truth in Lending Act - Open-End Credit Disclosures |
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| When open-end credit is offered or extended, the Truth in Lending Act requires the creditor to disclose certain information before the first transaction takes place. The disclosures must be made clearly and conspicuously, in writing, and in a form the consumer can keep. More... |
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| The Truth in Lending Act - Advertising Consumer Credit - Open-End Credit vs. Closed-End Credit |
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| In "open-end credit," the creditor: (1) reasonably expects the consumer to make repeated transactions; (2) may impose a finance charge from time to time on the unpaid balance; and (3) generally makes the amount of credit available again to the consumer as the outstanding balance is paid.
"Closed-end credit" includes all consumer credit that does not fit the definition of open-end credit.
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